Many people write or speak to tell us what we should think. Some want to be believed because they are experts, or think they are. Some want to be believed because they claim to speak for us. Some have had revelations. Others want us to trust them because they communicate through prominent media outlets. Many tell us what we should think. I write to encourage my readers to think for themselves. I write to ask you to inquire. Question me. Have fun.

Comment of the Day
The Editorial Board should have no opinion

Jul 11, 2020

The WSJ Editorial Board expressed its opinion about the case of Michael Flynn. It does not matter what they said; in my book, the Editorial Board should have no opinion on any topic. Editorial boards’ job is not to lecture, but to facilitate views from individuals who can present valid arguments. The Editorial Board's job at the WSJ is to guarantee to me, a subscriber, that the different opinions presented are fact-checked. I pay a subscription for the WSJ because I do not have the time nor the means to fact-check whatever is written and posted on the internet. I do not pay for the subscription to be brainwashed by whatever the self-anointed authority of the Editorial Board believes is right. I can make my judgment based on the facts and their interpretation by other individuals.

More parenting is needed
Aug 01, 2019
Peter Gray in Psychology Today advises for less parenting. The problem is exactly the opposite: There is not enough parenting. In the past, when most of our ancestors lived in self-supporting households, often a farm, out of necessity, children were an integral part of whatever adults needed to do during their daily life, and they learned that way. Now, we do not need to do as much at home. Work is outside the home, food is brought in, heat is turned on and off, and mysteriously magical, colorful screens are the center of most activities. If we leave children free to explore what they find the most attractive, they will play video games. There might be some educational value in it, but one needs to learn much more. Hence, we need more effort in parenting, with parents doing more in the home than is otherwise required, and spending more time with children outside in order to introduce them to the real world. This realization hit home after I witnessed the surprise of a 7-year old seeing apples on my apple tree.
Less fight more work
Jul 30, 2017

The fight over Obamacare repeal is over, at least for now. The GOP can start to work on a new proposal that each of us can look at it, and then compare how my particular health care solution would play in it, as compared to Obamacare. In a television interview, HHS Secretary Tom Price said that Obamacare “may be working for Washington, it may be working for insurance companies, but it’s not working for patients.” Maybe it is time to consider patients’ involvement in the preparation of an Obamacare alternative? It could be that Obamacare repeal failed just because it has been prepared by Washington with consultation from insurance companies. Let us start with addressing 19 health care issues that politicians avoid talking about.

How to pay for the wall?
Apr 04, 2017

If you want to build the wall, pay for it with your own money. How much of your own money are you willing to donate? Trump received 62,979,879 votes. If each of Trump’s supporters voluntarily donates at least $1,000, which corresponds to about $42 per month for the next two years, and if we encourage those who are more affluent to double their donations, then Trump can have on hand about $100 billion, which may suffice for a substantial piece of the wall. Hence, all of you who are talking loudly about spending my money on building this wall, stay away from my wallet, but open your own wallet and send money to the “Build the Wall Fund.” Put your money where your mouth is.

What is wrong with Russia?
Dec 22, 2015

It appears that Russian leaders cannot free themselves from the medieval concept of regional influence, where weaker neighbors were subdued into becoming serf states. Is anyone capable of explaining to them that in these times of a global economy, any influence comes from economic strength? Russia, thanks to its size, natural resources and well-educated labor force, has everything that it takes to maintain a dominant position in the region, just by maintaining free trade with all its neighbors. It can do so without military interventions in Georgia and in Ukraine. Russia has everything that it takes to be a respected wealthier neighbor, to whom everyone in the region would turn for help when needed. Instead, it is a bully and a hooligan. It would take so little to change that. But it is so hard for Russia to do it. 

Closed mind for closed borders
Nov 19, 2015

Known to some as a libertarian, Llewellyn H. Rockwell Jr. speaks against open borders. His argument is that it is an infraction against private property. He misses the point that most people migrate just because Mr. Rockwell’s neighbors want them on their private property – for picking apples, washing the dishes or writing a computer code. Then, Mr. Rockwell wrongly laments that those foreigners invited by his neighbors violate his private property rights by loitering in the public spaces that he frequents. He wants the government to deny the rights of his neighbors to do on their private property whatever they wish, so he will not need to face immigrants in the public spaces. Mr. Rockwell left the train called “liberty” at the station called “xenophobia.”    

They do not know…
Sep 14, 2015

Mr. Trump says: “A lot of what I’m doing is by instinct.” I prefer that our President would make decisions based on systematic due diligence. The instinct that guides Mr. Trump in his professional life arrives from his vast experience, starting when he was growing up under the mentoring of his successful father, followed by a solid education and years of practice. Mr. Trump's confidence is misguiding, as it gives his supporters the illusion that someone who mastered real estate dealing can be equally skillful as President. It is similar to the illusion surrounding Dr. Carson, that he can be as good a President as he is a brain surgeon. If both gentlemen were humbler, they would realize that they qualify to be President equally as much as Mr. Trump qualifies to conduct brain surgeries and Dr. Carson to run Mr. Trump’s real estate empire. The problem is not that they do not know many things they should; the problem is that they do not realize that.

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Will they have courage?

Three titans of American business – Jeff Bezos, Warren Buffett and Jamie Dimon – want to fix health care. One can only applaud the way Warren Buffet summarized the problem: “The ballooning costs of health care act as a hungry tapeworm on the American economy.” Jeff Bezos added that they “enter into this challenge open-eyed about the degree of difficulty,” believing that what is at stake “would be worth the effort.” Jamie Dimon clarified: “Our goal is to create solutions that benefit our U.S. employees, their families and, potentially, all Americans.” In brief, their aims are high.

They will try to do what for decades politicians have miserably failed to do. When attempting to fix health care, will they have the courage to apply the same meticulous business logic and the same cold money calculations that made them successful in their businesses? Or, will they act as warmhearted politicians putting wishful thinking ahead of what made them successful in business? It is a valid question since in the opening of their statement they declare their desire to reach their objective “through an independent company that is free from profit-making incentives and constraints.”

This is a clear contradiction to what Warren Buffet claims just a few lines later: “Our group does not come to this problem with answers.” Limiting a possible solution to not-for-profit options means crossing out about half of the possible answers, leaving one of the variations of a single-payer system as the only possible solution.

The crisis of health care as we had it before Obamacare was seen by about half of Americans as proof that the for-profit market approach did not work. This point of view was represented in the report by the President’s Council of Economic Advisers heralding Obamacare, recommending even more government regulations. Consequently, government’s role was expanded by the Affordable Care Act. The opposing view, supported by mostly the other half of Americans, was that the crisis in health care was caused by already too many regulations to the point that market forces had no room to work. Now, when Obamacare increased the costs of health care, the same disagreement remains; some blame the failures of Obamacare on not enough government control and want even more of it, while others want exactly the opposite. Will our three challengers have the courage to address this dilemma using the same iron logic they use when making their business decisions? Will they apply the same cruelty of the accountant that 2+2 always equals 4? Or, will they act as compassionate politicians who wish that with goodwill and common effort we can make it into 5?

Politicians have failed so far because the nation is almost evenly divided; about half of Americans are deeply convinced that health care is and should be considered like any other service business, when another half believes that it is something special where no business logic should apply. In times when almost half of young Americans prefer socialism over capitalism, profit does not receive good press. Our three masters of making profit, when approaching health care, are trying to please the populist views of the masses that profit is bad. Do they have the courage to look in the mirror and see how awkward it is?

Worrying about being reelected, politicians skillfully avoid any essential public debate of this deeply divisive issue. Free from this kind of worries, will our three titans have courage to engage in open public debate with people of opposing views? And, after making a determination as to what the better option is, will they stand behind it? In particular, when asked about the best health care option, will Alexa answer with the meaningless wordiness of a politician, or will it give us the sharp, clear answer of a business person?

One can notice that the political divide among Americans on health care is just one of many. Similarly deep divisions exist on immigration, climate change, education, taxes and the role of government in general. In times of unprecedented abilities to communicate, Americans have lost the ability to discuss issues of the greatest public importance. Many Americans are deeply misinformed, and major media outlets can be blamed for this. Editorial pages, instead of dissecting in front of their audience the most valuable ideas, became a propaganda tool for this or that political orientation. Political commentary turned into reporting about the indolence of politicians. Guest writers are selected based on the names that readers can recognize, not on the value of ideas they can bring. Jeff Bezos owns the Washington Post, one of the major nationwide papers. Will he have the courage to order editorial page editors there to bring to light and scrutinize in public all major ideas as to how health care could be reformed? The Washington Post can help the public to understand the core problems of our health care, but will Jeff Bezos have the courage to change the editorial format of the Washington Post and will his partners in this venture support such a move?

By forming an independent company to provide health insurance to their employees, the three leaders of American business take as a given that health care should be provided by employers. This practice started during World War II when employers offered extra benefits to attract workers, circumventing government-imposed wage limitations. It is a relic of a wartime government intervention into the economy. If personal freedom and the right of each individual to pursue happiness are core American values, then health insurance chosen and paid for by corporations is downright un-American. It means undignified patronizing. It is limiting someone’s freedom of life through a dependence that shouldn’t be business-related and yet remains attached to the employment contract. Before proceeding further, will our three leaders be brave enough to ask for the ability to select workers from a pool of people healthy enough to do the job without having to take into account the cost of their insulin injections or the cost of healing the broken bones of their children? Should not the health of the public be a part of the infrastructure like water, sewer, education and national security? And obtained in a similar manner? Will our three leaders have the courage to ask rebellious questions of this kind?

In the recent interview, justifying their involvement in fixing health care, Jamie Dimon pointed that they want happier employees. He can make employees happier by creating satisfying work environments and by providing decent pay. Health care should be an employee’s personal matter. If Mr. Dimon will get engaged in employees’ wellness, what will be next? Will he need to hire a matchmaker to help his employees find happiness in their relationships? And, if this will not work out, should the employer pay for divorce attorneys later on? The line needs to be drawn between the business duty to compensate employees according to the value of their work, and employees’ personal matters.

As public persons, our three businessmen have the responsibility to do whatever is in their powers in order to reform our health care system. If the objective will be to put individuals in charge of their own health, in order to make it work, the current system of yearly health insurance contracts will make no sense, as for a person his or her health is a lifelong affair. Any meaningful health insurance plan needs to cover the whole lifespan of a person. Will our three ambitious leaders be brave enough to consider such a novel concept?

Warren Buffet can start with trying to find a definition of health insurance in the lengthy text of the Affordable Care Act. He will not find it because it is not there. What now is called health insurance is more a yearly prepaid health maintenance contract, heavily subsidized by taxpayers. Will our three leaders aspiring to fix health care have the courage to start with defining what health insurance is and should be?

On the receiving end, from both the employee’s and employer’s perspectives, the health care system, as we have it now, appears to be a super-complicated mechanism that needs many more additions here and there in order to work slightly better. At least this is what one can hear from politicians, who have failed many times trying to fix it. Will three titans of American business have the courage to take an Ockham’s razor and cut through all the nonsense that we have? If they do, they might conclude that they do not need to start a new company, because people already involved in the health care industry are well-equipped to do it fine and they can do it well as soon as they are free to follow “profit-making incentives and constraints.” Courage is the only thing we need. Will they have it?

Please check my blog devoted to health care issues:


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About me

I was born in 1951 in Gdansk, Poland.
Since my high school years, I have interest in politics and love for writing. During my college years, I started writing to student papers and soon became a freelance author to major Polish political magazines.

In 1980 I wrote a book “Czy w Polsce może być lepiej?” (“Could it be better in Poland?” – this book is available only in Polish) analyzing major problems in Poland at the time and outlining possible solutions.

I was among those Polish political writers who by their writings contributed to the peaceful system transformation that finally took place in 1989. Since 1985, I have lived in the Chicago area. I went through the hard times typical of many immigrants. Working in the service business, I have seen the best and the worst places, I met the poorest and the richest. I have seen and experienced America not known to most of the politicians, business people, and other political writers. For eleven years, I ran my own company. Presently, I am an independent consultant.

My political writing comes out of necessity. I write when I see that the prevailing voices on the political arena are misleading or erroneous. Abstract mathematics and control theory (of complex technological processes) strongly influenced my understanding of social phenomena. In the past, my opponents rebuked my mathematical mind as cold, soulless, and inhuman. On a few occasions, I was prized for my engineer’s precision and logic.

I have a master’s degree in electronic engineering with a specialization in mathematical machines from Politechnika Gdańska (Technical University of Gdansk).

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